My WordPress Blog Mon, 25 Mar 2019 12:54:13 +0000 en-US hourly 1 Are Investments More Profitable In Online Banks? Mon, 25 Mar 2019 12:54:13 +0000

Are investments more profitable in online banks?

Are investments more profitable in online banks?


Do you have a large amount of money and want to invest in a high return on a short-term investment with limited risk or simply looking for a safe place to put your money securely? Learn more at

We are in a turbulent period where the stock market behaves like a wild animal and interest rates are at record levels again. Low mortgage rates are great, but how do you make money in the short term?

In such a volatile market, short-term investment can be a safer alternative for investors. Investing in the short term allows investors to invest their money, whether investing a large amount with little or no risk, knowing that their money will not be locked up for long periods.

The best short-term investment is expected to grow from months to years and can be converted into cash or other short-term investments when they mature. The best choice for the best paying investments is to place the money at online banks.

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Saving at banks online is a better opportunity for a profitable investment

Saving at banks online is a better opportunity for a profitable investment

In terms of investment, online banks allow these clients to expand their investment portfolio by investing their capital and choosing the profitable investment system.

Do you want to guarantee that your investment will generate some return? Placing your money at online banks is perfect for this purpose. For example, you can use a savings account to invest in the short term. Deposit your money knowing it will be there when you are ready to cash. Online savings accounts offer a risk-free return.

Most high quality online banks allow 6 withdrawals per month from savings accounts. You will find on this page a comparison of the best banks online in 2018 to guide you in your choice. In other words, you can usually withdraw your funds at any time without much hassle or expense. Meanwhile, you will not have to worry about giving away some of your profits to sell your investment since it is safe in a low-risk savings account.

Online banking offers offer a welcome bonus

boursorama reviews As mentioned above, online banks offer a real alternative that is worth the detour. Indeed, many welcome bonuses are offered to these customers. Thus, clients have the choice for various investments, such as savings booklets or life insurance whose rates are very profitable and the risk is slightly minimal . In addition, you can enjoy all the benefits of online banking, such as free credit cards or excellent customer service, to name just two. Given the announced increase in traditional bank rates for 2018, choosing to put your money in online banking generates more profit and income .

To receive their customers, these virtual establishments always offer more attractive offers. Very often, 80 euros are offered for each opening of an account. This is for example the case of Boursorama Banque, ING Direct, Hello Bank! and BforBank. Monabanq even amounts to 120 euros, to be more competitive compared to others. You also get bonuses when opening a savings account. BforBank will give you 50 euros as a bonus.

The very competitive BforBank offer

As the market leader ING Direct, Bforbank offers a welcome rate of 3% gross per year in the first two months, up to a limit of 75,000 € for the opening of a savings account. You also get a bonus of 50 euros, which is very advantageous for a remunerative placement. The only condition to receive this bonus is to pay into your account at least 20,000 euros. You will not have to pay any fees for managing your savings book. As a result, online banks offer attractive and real benefits in terms of remunerative investment. Profit and profit generators, investment and savings at online banks are only a safe deposit of capital and a profit generator.

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Tips to Read before Subscribing To a Bank Loan to a Bank Loan Wed, 20 Mar 2019 12:49:14 +0000

A bank loan is a sum of money offered by the bank to a client so that he can carry out his personal projects. Currently, there are hundreds of banks in France, and each establishment is unique. Each bank has the obligation to grant bank loans to all its clients, if they are not linked to outstanding debts. You want to apply for credit at your bank, but you do not know how to proceed. The advice you must follow and the requirements will be quoted below. Come on to understand everything!

Essential tips when you apply for a bank loan

Essential tips when you apply for a bank loan

Before applying, you must first estimate the amount you will borrow, the duration of your future contract, and especially your income. Calculate all your expenses , then give a conclusion if you can repay in a given time the amount of money that you thought to borrow from your bank. If your income does not allow you, then you have two choices, either you choose a bank credit that offers you a sum of money and a reduced rate, or you do not apply for credit, but in all cases, you will find an appropriate credit to your income, you just have to choose well, and calculate all the numbers. doctorcredit price

After taking into account your income and the credit you thought you were getting, now it’s time for you to read carefully all the proposals regarding the credit you have chosen. Indeed, a bank loan includes several interesting proposals . For example, the mortgage, in this loan there is the conventional loan which is a long-term contract, there is the housing savings plan which is reserved for real estate investments, and the home savings account for the purchase of housing. Do not skip any line when you read the proposals offered by your bank by subscribing to this credit chosen, to avoid any unpleasant surprises .

If you have questions or do not understand the proposal, you can use an online simulator to help you instantly. Most banks have online banking simulators, so that all customers can get answers quickly for their questions. The simulator can also advise you on which bank credit is appropriate for your projects.

After seeing all the proposals, you must ask yourself again if you really need to make a bank loan. Getting this bank loan gives you a great responsibility, you must think carefully before you commit .

The conditions required to obtain bank credit

The conditions required to obtain bank credit

 The first important condition is that you must be a person with a job. Indeed, a contract of employment is the first criterion. In order for you to obtain credit, your bank must check whether you are a person who has a job or not . If you do not have a job, getting credit will be complicated for you since the bank will find that you will not have the skill to repay the money in a scheduled time.

The second condition is age . In fact, you must be thirty years old or older to benefit from a multitude of credits offered by your bank. If you are under twenty-five or over seventy years old, then the procedure is quite difficult, you are obliged to provide several documents , you must give to a bank the certainty that you will be able to repay within the deadline provided by the contract the amount of money you will borrow .

To qualify for bank credits, you must be a non-debt related person , because if you still have debts to repay, obtaining a loan will be difficult for you . If you are still connected to a current credit agreement, you must repay the full amount before you can re-borrow a new bank credit.

You must also be a customer of the bank whose contract you are going to make, if you are not yet a customer of the bank, then obtaining bank credit will be impossible for you . The procedures to become a customer of a bank are very simple, you can also subscribe from online banking.


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Judges Decisions-Payday Loans and its Debiting debts Thu, 24 Jan 2019 16:35:43 +0000



One of the most important examples of social sensitivity was Justice, with a decision-making station, whereby a matrimonial marriage owed to an unemployed spouse and two adult children was owed, amounting to 845,000 euros.


Judges and their Decision Making

Judges and their Decision Making



The decision was taken by the Ierapetra County Court, which, for the first time in the application of the Hedged Households Act, proceeded to “total removal of the applicant’s debts and rescue of her property”.

The 53-year-old farmer had been charged in two banks for five loans, both as a debtor and as a guarantor on an OE loan, at the amount of 845,000 euros. Her family’s monthly income reaches 616.81 euros from her own farm work, her husband, farm subsidy and parental assistance. It has an olive grove of 22,339.89 square meters and a half of its own with her husband, while they are housed in the home of her mother-in-law.

She has been addressed to the Consumers Protection Union of Crete since the year 2012 and with her counseling and guidance she joined the favorable provisions of the Katseli law. In essence, she is a married farmer, an unemployed husband and two adult children – one of whom she studies – dipped in over-indebtedness without being able to overthrow her. In particular, it was accepted that there was no prospect of an improvement in the already poor financial situation claimed and proved by the claimant, since the impossibility of finding a job would create a complete inability to meet its monthly expenses.

In fact, the Court found that “the above facts do not permit any consideration for the determination of monthly payments for the remainder of the remaining time until the limit of the monthly payments under Article 8 (2) of Law 3869/2010 (three years) “.

Thus, the applicant was completely deprived of its debts, since the Court ultimately set zero payments for the period of three years following the publication of the Act. 38/2017 of decision (No. 8 par. 2 of Law 3869/2010). This final judgment of the Court came as a follow-up to the fact that zero payments were initially levied at first, which were maintained by the second final judgment of the Court of Justice and, hopefully, by the final decision.

In essence, with these assumptions, the Court proceeded with a groundbreaking statement fully in line with the philosophy and objectives of Law 3869/2010 on the protection of the debtor: If the debtor’s living conditions so require, it is not impossible to completely delete the his debts. The decision of the Ierapetra County Court, mentioning in its rationale the provision of Article 2 (1) of the Constitution on respect for and protection of human value as a primary duty of the State, points out that the Constitution sets as a limit the maintenance of those conditions allow citizens to live with dignity. Thus, according to the judgment, “… if the court deprives this possibility of the applicants, then it asserts, in relation to the value of man, the satisfaction of property rights, contrary to the above fundamental constitutional provision which must be inspired by Law and its interpretation “.


Other Deletions

Other Deletions




It is not the first court decision to write off debts. But it is the first time that debt is so high. Since 2011, around 15 court rulings have been issued, with debts of thousands of euros written off. About three months ago, the decision of the Rhodes County Court to erase consumer debt of 322,000 euros was impressed. It was a write-off, as it was the first court decision that almost completely relieved the debts of an over-indebted consumer. A new record-breaking record was recorded a month ago. The Irakleio Jurisdictional Court decided to write off the € 400,000 debt of a highly indebted consumer to four banks.

He is a 38-year-old non-commissioned officer from Crete and a father of three children, who, before the crisis broke out in our country, was perfectly consistent with paying the monthly installments to all four banks. However, because of the tragic cuts he suffered in his salaries, he was unable to repay his debts.

Apart from the fact that the court has calculated that the 38-year-old has always been consistent with his obligations, he acknowledges that he has no real estate at all, so he decided to “cut” 385,000 euros. Based on the decision of the Court of Justice, the 38-year-old will have to pay up to 48 months to all four banks in installments of 309 euros, a total of 14,832 euros. If it proves consistent with its obligations, it will be finally released from its remaining debt of € 385,000.












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Monthly payments-For Consolidation of Payday Loans Wed, 23 Jan 2019 18:44:01 +0000

Using credit redemption proves to be ideal for the individual. Indeed, this solution could preciously meet all the financial requirements coming from this subject. Nevertheless, advantageous features require many essentialities in order to carefully guarantee the services rendered. See for a write-up

With regard to these positive points, the repurchase of credit could generate in favor of the individual a favorable evaluation of its monthly payments. These are indeed valuable assets to distinguish the appropriate broker vis-à-vis all others.


The Crucial Importance of the Monthly Payment at the Level of the Operation


monthly payments in repurchase of credit Before you commit to your loan, you should theorize your repayment capabilities so you do not encounter any difficulties. In order to repay his credit, the individual pays the amount of his monthly payment plus interest.

These interests then serve as essential points on which the monthly payments to which the individual will have to face, can be lightened. This portion of the capital to be repaid per month, ie the monthly payment, will be curéed gradually as a result of the concept of the repurchase of credit.


How to Achieve a Narrowing of his Monthly Payments?


The monthly payment is actually an obligation for the individual towards his lender. Nevertheless, providing itself with advantageous parameters could be feasible.

The repurchase of credit is able to make sure that the interest which is added to the monthly payments is attenuated. As a result, this so-called “debt restructuring” can fully reduce the various amounts to be repaid.

This amounts to saying that the monthly payment essentially depends on the reimbursement rate imposed by the only organization that has contributed to the repurchase of credit. This rate, which will evaluate the small supplement to which the share of its capital will be added, will be able to provide it with valuable contributions, considering this favorable situation.


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